About almostashar

almostashar offer a range of insurance packages individually designed for specific business sectors. Each offers basic core cover, plus a range of options that can be tailored to suit each particular business needs. These policies include on-demand professional advice and support, as long as almostashar risk management expertise.

It’s about going beyond customers basic expectations and providing them with the needed proficiency. It goes beyond loss prevention and timely claims processing, almostashar offer a variety of loss responsive rating/dividend plans and a selection of premium payment/funding plans, as long as the timely quotations, policies, endorsements, and insurance certificates.

almostashar independence allows ultimate access to all the best insurers in the country, offering its clients a competitive insurance quotes on a wide choice of commercial and personal policies. almostashar provide a comprehensive risk management service highlighting area of risk to each client and suggest effective measures that can be undertaken to minimize or eliminate any risk. almostashar strive to develop long term relationships with its clients based on mutual benefit and understanding.

Dedication and attention to details help to lower the total cost of risk and improve our customers’ bottom line, which is the cornerstone of almostashar.

The professional advice and the individual attention backed up with in-depth product knowledge, enable almostashar to create innovative solutions for every insurance requirement.

We have the knowledge, enthusiasm, and resources to keep you safe!

almostashar means having dedicated consultants by your side, granting you direct access to decision-makers, and giving you the kind of value you won’t find anywhere else.

A fact that speaks to the importance we place on customer relationships, effective claim handling and loss management strategies.

Continually striving for improvements through human resource development and products innovation to meet the ever-changing needs and demands of clients and to add value to the provided services.

Committed to delivering total insurance solutions and excellent services.

Our Quality Policy

We are committed to delivering total insurance solutions and excellent services to our clients. We shall continually strive for improvements through human resource development and products innovation to meet the ever-changing needs and demands of our clients and to add value to the services that we provide.

Our Vision

We aim to set the standard of excellence among insurance providers by being innovative, providing the right support and service for our customers and exceeding their expectations. We will attract and retain the very best employees and agents to help us be a successful Kingdom-wide player in our industry by the year 2020.

Our Commitment

We are committed to providing high-quality services by understanding client and industry needs, ensuring continual improvements of our business partners, complying with regulatory requirements, fostering a culture of integrity, trust, teamwork, and responsibility, and corporate governance exemplary management.

5000+

Beneficiaries

100%

Covering GCC

4000+

Served Claims

17+

Products

Services

Insurance Advice

We provide a tailored full-service broking capability for each client. We review and design appropriate insurance programs for clients on an annual basis, placement of Insurance on competitive terms, negotiation of renewals and written reports, drafting of policy wordings, prompt issue of policies by underwriters and verification, advice and assistance on all insurance matters including regular meetings to identify any activities or developments which may require alteration or review of the insurance program, provide assistance in analyzing contracts in relation to our operations and provide advice in respect of insurance and indemnity clauses of contracts, production of a comprehensive insurance manual, and advice of any changes to insurance or legislation which in any way may impact on the insurance program.

Claims Management

We have significant expertise in claims management. Our activities include efficient service on all claims matters including runoff claims and incident reports, effective negotiations with insurers on insured losses, expediting of settlement from insurers, review of current claims procedures, especially with regard to routing of communications and completion of claim forms, agreement with insurers on the use and pre-appointment of loss adjusters to avoid unnecessary delays, regular status checks on claims. We also assist with claim recoveries to reduce losses (including those below the deductible) was agreed and conduct regular communication with our clients on the status and progress of claims.

Risk Management

Our focus is to develop meaningful and practical risk management programs resulting the minimization of the total cost of risk enabling more efficient use of capital resources and strengthening of the organization's competitive position, enhancement of business continuity, promotion of dissemination of information to the organization's directors and management, enabling informed decisions regarding risk, enhancement of a 'risk-aware' culture, development of information that enables us to actively market and differentiate the organization's business to the insurance market for those insurable risks.