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Group Personal Accident is a policy that provides a group of people with 24 hours of protection against accidental injury resulting from works, sports, leisure, domestic and other activities carried out anywhere in the world.
Benefits:
- Death Benefit: A total of Accidental Sum Assured will be paid in the event of Accidental Death of the insured.
- Permanent Disablement: Upon disability due to an accident, an amount of up to total Accidental Sum Assured is payable depending on the percentage as written in the Table of Benefits.
- Funeral Allowance: An amount payable to the beneficiary for funeral and cremation expenses.
- Temporary Total and Partial Disablement: A weekly benefit amounting to the amount specified is payable in the event the insured is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.
- Accidental Hospital Income: A weekly benefit amounting to the amount specifies is payable up to a maximum of 104 weeks in the event the insured is hospitalized for treatment of accidental injuries.
- Travelling Allowance: A specific amount is payable to the insured’s immediate family members for traveling expenses to and from the hospital.
- Accidental Medical Expenses: Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.
