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Latent defects insurance can help to cover the cost of repairs or rebuilding if structural damage appears months or years after the practical completion of a new-build or conversion project. Latent defects may be caused by a fault in the building’s design or construction, or by faulty materials. This type of damage can be hugely disruptive, costly, and complicated, and could have a serious impact on your business. That’s why it makes good sense to mitigate the risk with building defects insurance – it can be essential for property developers, funders, and owners or tenants. The security provided by a latent defects policy can encourage investors and can accelerate sales and lettings, and could help to make the future sale of the property easier.
