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Public Liability Insurance is meant to indemnify you, or your company, against legal liabilities to 3rd parties arising from accidents caused by you or a person in your employ. This means that should you or your company suffer any loss as a result of these legal liabilities to 3rd parties, you will compensate for it. This policy only provides for accidental injury or damage and not intentional/deliberate acts to inflict injury or damage.
It will indemnify you against the following liabilities:
- Accidental bodily injury to anyone who is not a member of your household or in your employ.
- Accidental damage to property not belonging to you, your company, or in your custody.
- Legal expenses incurred, with written consent from your company, while defending the claim.
